In this article I will reveal cheap car insurance for both young and teen within United States. By reading this article you will be able to compare and contrast between different insurance companies in the insurance industry.
The factors that influence car insurance rates change as drivers progress from their teen years to young adulthood. Discounts for good grades may become a thing of the past, but drivers who've maintained clean driving records and good credit histories should find themselves paying lower premiums as they move past their teens and early 20s.
To help find an affordable policy that suits your needs, take a look at our rating of the Best Cheap Car Insurance for Young Adults.
Best rates for the military community: USAA which offers car insurance policies exclusively to members of the U.S. military, pre-commissioned officers, veterans, and their spouses and children, has the cheapest rates for young adults, according to our study. A female young adult driver will pay an average of $1,219 annually for a policy from USAA, a savings of roughly $539 compared to the average among insurers we studied. Male young adult drivers will pay an average of $1,280 annually for a policy from USAA, which is $580 below the overall national average.
Best rates for non-military members: For drivers without a direct or family connection to the military, Geico offers the lowest rates in our study. The company's average annual rate for a female young adult driver is $1,346, which is about $412 less than the average rate of the 10 companies in our analysis of insurers. Male drivers will pay an average of $1,357, a savings of $503 compared to the national average rate.
Because car insurance rates are based on many individual factors, your rates will differ from those shown here, which are for comparison purposes only.
USAA
In our ranking of the country’s best car insurance companies, USAA holds the top spot. In addition to affordable car insurance rates for young adults, USAA has an excellent reputation among its member customers for its claims handling and customer service.
For young adult drivers, USAA offers the best rates in our analysis. A male young adult driver can expect to pay $1,280 per year for their car insurance policy through USAA. Our data shows a female at this age has an average rate of $1,219 per year. Both represent savings of more than $500 compared to the average prices for this age group in our study of the nation's largest insurance companies.
USAA offers car insurance policies exclusively to members of the U.S. military, pre-commissioned officers, veterans, and their spouses and children, so many consumers will not qualify for membership.
Geico
In our ranking of the best auto insurance companies, Geico is tied for third. According to our study, Geico's rates are some of the lowest among the companies in our rating.
Geico is one of the cheapest insurers for our young adult driver profiles. Though everyone's rates may vary based on numerous factors, our study shows a young adult male driver can expect to pay $1,357 per year and a young female would pay $1,346. The study rate for males is more than $500 below the national average for our young adult driver profile, while the female representative rate is more than $400 below the national average.
State Farm
State Farm earns the second spot in our rating of the best auto insurance companies.
Travelers;
Our research on the best auto insurance companies shows Travelers tied for the sixth spot.
The company's representative rates for the young adult driver profiles in our survey aren’t the lowest in our analysis, but they’re still comparatively affordable. The young adult female driver in our study has a representative rate of $1,456 per year, while our sample male customer gets a premium of $1,512. The representative rates are $302 and $348 lower per year, respectively, than the average among the 10 companies we studied.